In selecting managed account programs:

- We do not list accounts that use non-regulated brokers. Brokers subject to regulation give clients recourse if there is complainable action: they can take it up with the regulating agency, which can result in actions against the broker.

- None of the traders for accounts to which we refer work for or are in the employment of the brokers that are used, which could potentially be a conflict of interest.

- Many ploys depend on hiding from the customer what is going on in their account. We refer to accounts at brokerages that provide clients with access to their accounts 24 hours a day, so they can always see exactly what is going on in the account, and its current balance.

- We choose accounts managed by traders with experience, who are recommended by reliable sources such as brokerages who have done business with them and their clients.

- We choose accounts with track records that are verifiable. We provide prospective clients with continuing records of performance that they can verify for themselves — via read-only live accounts that they can login to directly from the broker (eliminating the possibility of faked account records by us or the trader), as well as updated performance figures, which are in many cases audited results.